commercial real estate

If you and your business own and occupy a commercial property and need commercial financing, do yourself a favor and look beyond your bank and talk to life insurance companies and conduit lenders.

Higher loan amounts, lower rates, better terms and a structure that includes little to no recourse (ie lender cant seize your personal property) are often available depending on the credit of the occupant.

Hire a good mortgage broker — one who has been referred to you — to handle the process. They will charge you a fee (a point or less) but will earn it back many times over if they are good at what they do.